The Mold Insurance Claim Kit
Make Your Insurance Pay.
Templates, scripts, and strategies to get your mold claim approved.
Instant download · PDF format · 30-day money-back guarantee
What's Inside
Claim Filing Walkthrough
Step-by-step guide to filing a mold claim, including which forms to use, what language to include, and common mistakes that get claims denied.
Insurance Adjuster Call Script
Word-for-word script for your first call with the adjuster. Covers what to say, what to avoid, and how to document the conversation.
Denial Appeal Letter Template
Fill-in-the-blank appeal letter with legal citations. Written by a former insurance adjuster who reviewed thousands of mold claims.
Documentation Photo Guide
Exactly which photos your insurer needs, how to take them, and how to organize them. Includes a photo log template.
State-by-State Coverage Reference
Which states require mold coverage, which exclude it, and which have caps. Includes specific policy language to look for.
Independent Adjuster Hiring Guide
When to hire a public adjuster, what they cost, and how to find one who specializes in mold claims.
Who This Is For
Homeowners facing $2,000–$30,000 in remediation costs who want their insurance to pay
Your insurance company denied your mold claim or is offering a fraction of what remediation actually costs. This kit gives you the templates, scripts, and strategies used by public adjusters and insurance attorneys to get claims approved and settlements increased.
The Math
$37 toolkit helps you recover $5,000–$15,000 from insurance
The average denied mold claim that gets appealed with proper documentation results in a $7,500 settlement. Our templates are based on the language and format that insurance companies actually respond to.
What Homeowners Say
“I caught a $2,400 overcharge on my first contractor bid using the comparison worksheet. This toolkit paid for itself 50 times over.”
Sarah M.
Homeowner, Austin TX
“My insurance initially denied my claim. After using the appeal letter template, they approved $8,200 in remediation costs.”
James K.
Homeowner, Atlanta GA
“My landlord ignored my mold complaints for months. Two weeks after sending the notification letter from this kit, they had a remediation crew out.”
Maria L.
Tenant, Chicago IL
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